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If a vehicle is being driven by someone who is not the owner but has the owner’s consent, who should ensure that the driver is properly insured?

  1. The driver only.
  2. The vehicle owner only.
  3. The insurance company.
  4. Correct answerThe driver and the vehicle owner.

Explanation

All drivers must have insurance covering them to drive a vehicle on a public road. It is a serious offence to drive a vehicle that is not insured. It is also an offence to allow a vehicle that you own to be driven by an uninsured driver.

Read in Chinese

如果车辆由非车主但获得车主同意的人驾驶,谁应确保该驾驶员有适当的保险?

  1. 仅限驾驶员。
  2. 仅限车辆所有者。
  3. 保险公司。
  4. 驾驶员和车辆所有者。

所有司机必须拥有保险以覆盖其在公共道路上驾驶车辆。驾驶未投保的车辆是严重违法行为。允许他人驾驶您拥有的未投保车辆也是违法的。

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